(Panel b) Average Marginal Effects on the Probability to Buyb
		dF / dx	SE	z	P > |z|
	P (in RMB)	–0.0031	0.0007	–4.51	0.000
	T-BJxP.eol.5	0.1649	0.0448	3.68	0.000
	Religion	0.0857	0.0416	2.06	0.039
	Risk	0.0263	0.0063	4.15	0.000
	Children between ages 6 and 18	–0.1324	0.0574	–2.31	0.021
	Trust in ETS	0.1138	0.0258	4.41	0.000