Summary Statistics
| Variable | N | Mean | SD | Min. | Max. |
|---|---|---|---|---|---|
| Estimated risk | 447 | 47.4 | 28.6 | 0 | 100 |
| Neighbors move % | 447 | 58.6 | 25.3 | 0 | 100 |
| Years in town | 447 | 20.0 | 14.3 | 1 | 72 |
| Family in town | 447 | 0.43 | 0.50 | 0 | 1 |
| Neighbor talk daily | 447 | 0.25 | 0.43 | 0 | 1 |
| Environmental concern | 447 | 0.26 | 0.44 | 0 | 1 |
| Home raised | 447 | 0.19 | 0.39 | 0 | 1 |
| Ocean | 447 | 0.10 | 0.30 | 0 | 1 |
| Has insurance | 447 | 0.47 | 0.50 | 0 | 1 |
| Premium/yr ($100) | 447 | 6.00 | 12.5 | 0 | 120 |
| Ever claim | 447 | 0.27 | 0.44 | 0 | 1 |
| Ever claim >$25k | 447 | 0.10 | 0.30 | 0 | 1 |
| Home value $100k-$250k | 447 | 0.52 | 0.50 | 0 | 1 |
| Home value $250k+ | 447 | 0.30 | 0.46 | 0 | 1 |
| Income $70k-$149k | 447 | 0.43 | 0.50 | 0 | 1 |
| Income $150k+ | 447 | 0.07 | 0.26 | 0 | 1 |
| Inhabitants | 447 | 2.73 | 1.40 | 0 | 8 |
| Age 35-54 | 447 | 0.31 | 0.46 | 0 | 1 |
| Age 55+ | 447 | 0.39 | 0.49 | 0 | 1 |
| College degree | 447 | 0.35 | 0.48 | 0 | 1 |
| Advanced degree | 447 | 0.23 | 0.42 | 0 | 1 |
| White | 447 | 0.78 | 0.42 | 0 | 1 |
| Black | 447 | 0.11 | 0.31 | 0 | 1 |